Posted on 04 June 2009
Retirement planner in Excel will help you calculate your savings at the time of retirement. The Excel retirement planner takes in to consideration your monthly income, expenses, asset purchase over time, saving allocations and expectations of interest rates and asset appreciation to calculate the growth of your savings over a given period. You can download the retirement planner in excel
All of us worry about the impeding retirement. How ...
Posted on 04 October 2008
Real Estate can and does appreciate. And prices can drift downwards too. I would classify the factors that decide on these movements as being:
1) Local (Distance from central business district, prevailing living conditions in that area including offices, shopping malls, parks, entertainment centers, distance from major arterial roads, distance from landmarks such as airports, town halls etc.)
2) Regional or National (Growth rate of a country, Rate of unemployment, Rise in income levels, Rise in populations segment that can afford housing, ...
Posted on 21 September 2008
One question that comes to everybody's mind when thinking of investing in a house is whether the investment will be worth it. Over the weekend I worked out a basic model that attempts to work out the financials in three different scenarios - buying a house and occupying it, buying and letting out and thirdly, not buying a house at all. Expectedly, we can see, that buying a house may turn ...
Posted on 07 September 2008
This appeared some time back in April-2008. What is interesting to note is that not only this chart is visually appealing but it does pack a lot of data. The color of the stacks shows the % of subprime mortgaes as a % of all mortgages in an area while the height of a stack shows subprimes mortgages foreclosed as a % of all subprime mortgages in that area. If ...