Posted on 31 July 2009
The Case Shiller Home Price Indices
are constant quality house price indices for the United States. A number of Case Shiller home price indices exist: A national home price index, a 20-city composite index, a 10-city composite index, and twenty individual metro area indices. These indices were developed by economists Karl Case and Robert Shiller. (wiki)
The Case Shiller Index has been one of the most keenly watched indices over the past few months. It has been argued (and perhaps ...
Posted on 04 June 2009
Retirement planner in Excel will help you calculate your savings at the time of retirement. The Excel retirement planner takes in to consideration your monthly income, expenses, asset purchase over time, saving allocations and expectations of interest rates and asset appreciation to calculate the growth of your savings over a given period. You can download the retirement planner in excel
All of us worry about the impeding retirement. How ...
Posted on 13 October 2008
A problem frequently encountered with displaying multiple series with overlapping data points within a single line chart is that they just seem to entangle themselves. To get an idea of all the data point that a series represents, the user has to either mentally segregate it from the rest or click on it to highlight the particular line. The NY Times recently published a chart How This Bear Market Compares
that tries to solve this problem by highlighting ...
Posted on 11 October 2008
......and sanity is going to prevail soon. I am an eternal optimist and my understanding is that the extreme volatility seen in the global markets signals that the capitulation is coming to an end. 6 months from today, we will looks back at this point and think what a fantastic opportunity it represented.
After the worst is over, the markets will return to a level ...
Posted on 05 October 2008
Below is a list of how much the global markets have fallen in the past year. The highs and the lows may not coincide with the beginning and end of the one year period. Data for week ending 5-Oct-08.
52 week low: 1,098
52 week high: 1,576
Posted on 04 October 2008
Real Estate can and does appreciate. And prices can drift downwards too. I would classify the factors that decide on these movements as being:
1) Local (Distance from central business district, prevailing living conditions in that area including offices, shopping malls, parks, entertainment centers, distance from major arterial roads, distance from landmarks such as airports, town halls etc.)
2) Regional or National (Growth rate of a country, Rate of unemployment, Rise in income levels, Rise in populations segment that can afford housing, ...
Posted on 21 September 2008
One question that comes to everybody's mind when thinking of investing in a house is whether the investment will be worth it. Over the weekend I worked out a basic model that attempts to work out the financials in three different scenarios - buying a house and occupying it, buying and letting out and thirdly, not buying a house at all. Expectedly, we can see, that buying a house may turn ...
Posted on 07 September 2008
This appeared some time back in April-2008. What is interesting to note is that not only this chart is visually appealing but it does pack a lot of data. The color of the stacks shows the % of subprime mortgaes as a % of all mortgages in an area while the height of a stack shows subprimes mortgages foreclosed as a % of all subprime mortgages in that area. If ...
Posted on 06 September 2008
In recent weeks Oil has moved down from $ 140 to $ 108. After reaching record highs, some experts now predict that oil will continue to decline and go back to normal. The trillion dollar question is WILL IT?
The price that we pay for oil today certainly seems high, especially when one compares them to what the prices have prevailed for the greater part of this century. Once the oil ...